Cash Quick: Payday Loans, Installment Loans & Cash Advance
WE GET YOU CASH…QUICK! When a bill, a repair or a gap before payday can't wait, Cash Quick has a loan that fits: payday loans and cash advances for a few days, installment loans with fixed monthly payments, and title loans at our offices in Opelika, Phenix City and Columbus. Start online in a few minutes and see the full cost before you borrow.
Choose Your Loan
Payday Loans
Up to $500 in Alabama
Small loans repaid in one payment on your next payday, in 10 to 31 days. Fee up to $17.50 per $100.
Installment Loans
Fixed monthly payments
Borrow more and repay over several months in equal payments, so each one fits your budget.
Cash Advance
Cash until payday
Another name for a payday loan: quick cash to cover a bill or a repair before your paycheck arrives.
Title Loans
$250 to $10,000*
Borrow against your car or motorcycle title at our offices and keep driving your vehicle.
Get Cash Quick in 4 Steps
- Apply online or stop byFill out the short Quick Apply form, or visit the office during business hours.
- Show ID and incomeA valid picture ID, proof of income and an active checking account. For a title loan, bring the vehicle and its clear title.
- Review your termsYou see the amount, the fees, the APR and the due dates before you sign anything.
- Get your moneyOnline loans are deposited to your bank account, often by the next business day. Title loans are paid in cash at the office.
Payday Loan or Installment Loan?
| Payday loan / cash advance | Installment loan | |
|---|---|---|
| How you repay | One payment on your next payday | Fixed monthly payments |
| Term | 10 to 31 days (Alabama) | Several months |
| Amount | Up to $500 (Alabama) | Usually larger; set by the lender and state law |
| Cost | Fee up to 17.5% of the amount advanced | Interest over the term, shown as an APR |
| Available in | Alabama only | Alabama and Georgia |
| Best for | A one-time gap until payday | A bigger expense you want to spread out |
What You Need to Apply
- A valid picture ID – a driver's license, state ID or passport. You must be 18 or older.
- Proof of income – a recent pay stub, benefits letter or bank statement. Self-employed? Bank statements work.
- An active checking account – for payday and installment loans, so the money can be deposited and repaid.
- A working phone number and email – used to confirm your request.
- For a title loan: your vehicle and a clear (lien-free) title in your name.
Loans by State
- Opelika, AL1993 Pepperell Pkwy · 334-759-7222 · payday, installment & title loans
- Phenix City, AL1153 US-280 · 334-664-0011 · payday, installment & title loans
- Columbus, GA3548 Macon Road · 706-641-2330 · installment loans & title pawn
Alabama allows payday loans of up to $500 under the Deferred Presentment Services Act. Georgia does not allow payday loans, so in Georgia we offer installment loans and title pawns. See Alabama loan rules and Georgia loan rules for rates and examples.
Title Loans & Pawns at Our Offices
WE GET YOU CASH…QUICK! We specialize in title loans in the Opelika and Auburn, Phenix City, and Columbus area.
Cash Quick Title Loans & Pawns
Cash Quick is locally owned and operated and gets you approved fast and often at lower rates than the big companies.
Cash Quick is a better lending option
Cash Quick provides car title loans and motorcycle title loans to people in need of fast cash every day. Our clients come to us for a number of different reasons:
- Cash Quick accepts all types of credit.
- Cash Quick offers fast approval and can get you cash quickly.
- Cash Quick works with you to ensure you can make your payments.
- Cash Quick gets you cash on most makes and models of vehicles.
And remember, Cash Quick only requires a couple of things for you to get approved: Your vehicle, a clear vehicle title, and a valid government-issued ID**. Turn your title into bucks with Cash Quick!
What do you need to be approved for a CASH QUICK title loan?
The requirements for getting a title loan sometimes vary slightly from state to state. However, the process for getting a Cash Quick car title loan is very simple no matter where you live. The first step is to fill out some quick paperwork while one of our highly trained customer service representatives appraises your vehicle. Cash Quick will then be able to determine the amount of your title loan based on your vehicle's appraisal value and your cash need. After that, Cash Quick will work with you on the payment options that are available. Then, you simply take your cash and drive off in your own vehicle! So stop by and see us today and get the cash you need with a car title loan or motorcycle title loan – it only takes about 30 minutes!
Cash Quick FAQs
How can I get cash quick?
Fill out the Quick Apply form online or visit a Cash Quick office. Bring a picture ID, proof of income and an active checking account. You see the amount and the full cost before you sign, and online loans are often deposited by the next business day.
What is a payday loan?
A small, short-term loan repaid in one payment on your next payday. In Alabama payday loans go up to $500, with a fee of up to 17.5% of the amount advanced and a term of 10 to 31 days.
What is an installment loan?
A loan repaid in fixed monthly payments over several months. Each payment is smaller than a single payday payment, and you know your payoff date from the start.
Is a cash advance the same as a payday loan?
Yes. A cash advance from a lender is another name for a payday loan. It is different from a credit card cash advance.
Can I get a payday loan in Georgia?
No. Payday loans are illegal in Georgia. Georgia residents can apply for an installment loan or a title pawn at our Columbus office instead.
Can I apply with bad credit?
Yes. You can apply with any credit history. Lenders look at your income and ability to repay; approval is not guaranteed.
How much can I borrow?
Payday loans in Alabama go up to $500. Installment loan amounts depend on the lender, your income and state law. Title loans at our offices run from $250 to $10,000, based on your vehicle.
Online requests may be reviewed by third-party lenders; approval, the amount, the APR and the fees are set by the lender and shown to you before you sign. Not every applicant is approved.
Need cash quick?
Payday loans, installment loans and cash advances. Apply online in a few minutes and see the full cost before you borrow.
Our Cash Quick Offices
1993 Pepperell Pkwy
Opelika, AL 36801
Mon-Fri 9am-7pm · Sat 9am-1pm
1153 US-280
Phenix City, AL 36869
Mon-Fri 9am-7pm · Sat 9am-1pm
3548 Macon Road
Columbus, GA 31907
Mon-Fri 9am-7pm · Sat 9am-1pm